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Home Policy

If you are looking for home insurance, look no further! M&A Insurance lives up to its name by providing you with the best options that Florida insurance companies have to offer.

A homeowners insurance is definitely recommended by us. In fact, all lenders require that you obtain homeowners insurance when financing a home. This covers a wide range of mishaps, including fire, hail, hurricanes, explosions, theft, vandalism, falling objects, accidental water discharges, and other damage.

The price of an owner’s policy varies based on several factors, such as the estimated cost to rebuild the home, the age of the home and roof, wind mitigation credits, property location, claims history, monitored alarm system and gated community.

Homeowner

Homeowners insurance is a form of property insurance that covers losses and damages to an individual’s residence, along with furnishings

and other assets in the home. Homeowners insurance also provides liability coverage against accidents in the home or on the property. Our Agents can help you to find the best insurance coverage and compare the best available rates in the market. Contact our Agency today to get a quote for your Home.

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Condo

Condo insurance is a policy that is purchased by the owner of a condo unit. It generally helps pay to repair your unit and your belongings if

they are stolen or damaged by certain perils, such as fire or vandalism. Condo insurance typically includes a few standard coverages to help protect you, your condo unit and your belongings. Our Agents can help you to find the best insurance coverage and compare the best available rates in the market. Contact our Agency today to get a quote for your condo.

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Mobile Home

Mobile home insurance, or manufactured home insurance, is a special type of homeowners policy designed to cover a

different set of risks compared to traditional site-built homes. Manufactured homes are built in a factory with lighter materials, then transported to a site where they are typically tied down via ground anchors for stability. Because these homes are designed and built differently than traditional site-built homes, they need a special insurance policy that assumes the added risks that come with a strapped-down home vs. one built on a concrete foundation. Our Agents can help you to find the best insurance coverage and compare the best available rates in the market. Contact our Agency today to get a quote for your Mobile home or manufactured home.

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Renters

Renters insurance, often called tenants insurance, is an insurance policy that provides some of the benefits of homeowners’

insurance, but does not include coverage for the dwelling, or structure, with the exception of small alterations that a tenant makes to the structure. It provides liability insurance and the tenant’s personal property is covered against named perils such as fire, theft, and vandalism. It also pays expenses when the dwelling becomes uninhabitable.[1] Due to renters’ insurance existing mainly to protect against losses to the tenant’s personal property and provide them with liability coverage but not to insure the actual dwelling, it is significantly less expensive than a homeowners’ policy.[2] The owner of the building is responsible for insuring the dwelling itself but bears no responsibility for the tenant’s belongings. Our Agents can help you to find the best insurance coverage and compare the best available rates in the market. Contact our Agency today to get a quote for Renters insurance.

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LandLord

Landlord insurance is a policy for someone who rents out a home they own. This type of insurance typically includes two different types

of coverage: property and liability protection. Both coverages are intended to help protect you, the landlord, from financial losses. Our Agents can help you to find the best insurance coverage and compare the best available rates in the market. Contact our Agency today to get a quote for Landlord insurance.

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Flood

Flood insurance covers your home, other dwellings, interior and exterior walls, roofs, furniture, clothes and appliances that are

directly damaged by rising water, mold and mudslides. Flood coverage is not a covered peril under a homeowner policy and has to be purchased separately under a Flood Insurance Policy or added to your homeowners policy by endorsement, if available. Our Agents can help you to find the best insurance coverage and compare the best available rates in the market. Contact our Agency today to get a quote for Flood insurance.

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Get all the information you need so you can choose an ideal coverage to meet your needs.

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Our company is a reliable independent agency in your neighborhood. We can help you with a variety of insurance needs; just give us a call or visit our office.

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